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When you’re changing jobs or thinking about retiring, it’s crucial that you make the right decision regarding your old retirement plans. What you do with your pension, your 401(k) , your 403(b) or any of the benefits that you might be entitled to will affect the rest of your life.These decisions are often irrevocable and making a mistake can be very costly.
While rolling a retirement plan balance into an IRA is usually the right start to retirement planning it is ONLY a start. What do you do with your pension options? Do you take the offered lump sum or the annuity? Which distribution options should you choose? Are all of your health and long term care issues covered? Is your estate plan up to date? How do you set up a budget and a replicate a payroll from your savings when you are no longer employed? |
We can help you with all of these decisions, as well as help you continue to grow your savings in tax deferred accounts. We write personalized investment plans designed for your unique needs. While many of the Mutual fund companies harp on rollovers being about greater personal choice, that is not what most people need in their retirement planning! They need direction, and unbiased guidance, in how to plan for their futures so that they can stop worring and get on with enjoying the next stage of their lives.
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